As summer winds down and fall begins, it’s the perfect time to pause and review your finances. A “Fall Financial Check-Up” can help you reset after summer spending, refocus on your year-end goals, and refresh your financial plan before the holiday season approaches. At Pathwise, we’re here to guide you with practical steps and personalized support.
Why a Fall Financial Check-Up Matters
- Year-End Readiness: The last quarter of the year is a key time to prepare for taxes, benefits enrollment, and retirement contributions.
- Holiday Prep: Planning now helps you avoid financial stress during the holiday season.
- New Goals: A check-up keeps your budget and savings aligned with your life stage, whether you’re focused on family, retirement, or building your future.
Key Areas to Review This Fall
- Cash Flow & Budget: Revisit your spending after the summer. Adjust your budget for fall expenses and upcoming holidays.
- Retirement Savings: Check your progress toward annual contribution goals. Are you maximizing your employer match?
- Insurance Coverage: Fall is often open enrollment season. Review your health, life, and disability coverage.
- Debt Management: Reassess your debt repayment strategy to stay on track before year-end.
- Estate & Tax Planning: Small changes before December 31 can make a big impact at tax time.
- Life Stage Alignment: Whether you’re supporting family (Guardian Plus), nearing retirement (Retirement Plus), or planning income strategies (Lifetime Income), fall is a smart time to make adjustments.
How Pathwise Supports You
With Pathwise Financial Wellness, you have access to:
- Certified Financial Planners for personalized advice
- CPAs for tax strategy and planning
- Attorneys for estate and trust needs
- Insurance experts for life, disability, and long-term care coverage
- Student loan relief and debt support resources
Call to Action
👉 Ready for your Fall Check-Up? Book your financial wellness consultation today, or join our upcoming webinar to learn more.
How to Get Started
- Complete Your Pathwise Financial Wellness Assessment — Identify your insurance gaps and priorities.
- Book an Appointment with Our Insurance Support Team — Get one-on-one guidance tailored to your needs.
- Review Your Coverage Every Year — Life changes, and so should your insurance plan.
Investment advice offered through Integrated Partners, doing business as Pathwise Financial Group, a registered investment advisor.