Employer hub / Program
The Pathwise program
What’s included, and how a launch works.
The services your employees get, the programs for each life stage, the implementation steps and rollout plan, the monthly engagement rhythm and the reporting HR receives.
What’s included
One platform, many ways to help.
Everything is tailored to the group and to each individual’s needs.
Individualized assessment
A 3–5 minute SAGE Financial Wellness Assessment gives each employee a personal financial wellness score with a simple red, yellow, green view.
Tailored education
Customized email campaigns for individuals, live webinars on the group’s top concerns and an on-demand library.
Financial professional support
Complimentary 1:1 meetings, year-round. Employees are matched to solution-based support or full planning.
Personal financial dashboard
Advisors help employees link accounts to see their full picture, or employees can self-serve.
Group-level data
Confidential, aggregated insight into needs and engagement, reviewed with HR and your consultant.
Benefits integration
The assessment can be built into your benefit administration system, during or outside enrollment.
Topics employees can get help with:
Retirement planning
Investment planning
Tax planning
Estate planning
Risk management & insurance
Debt management
Student loan relief
Benefits questions
Support for every life stage
Programs that grow with your people.
Financial Wellness, Guardian Plus and Retirement Plus are available at all employers, and all family members can use the benefit.
For every employee
Financial Wellness
Assessment, education, webinars and 1:1 consultations to build confidence and stay on track.
For parents and caregivers
Guardian Plus
Support for big family decisions: insurance, budgeting, will and estate planning, 1:1 advisory support.
For executives and key leaders
Retirement Plus
High-touch planning with a Lifetime Income Model and the Retirement Roadblocks course, available at all employers.
Support channels
- Tax filing and tax planning support
- Student loan relief analysis
- Estate planning and wills
- Debt management resources
- Protection resources: life, disability and long-term care
Availability varies by state and service.
Moments that matter
- New hire onboarding
- Marriage, a new baby or a new home
- Promotion or job change
- Caring for aging parents
- Nearing retirement and retiring
Implementation
Five simple steps from first call to launch.
Pathwise does the heavy lifting. Launch during open enrollment or as a stand-alone program at another time of year.
01
Discovery call
Share your goals, workforce and timing.
02
Proposal & plan
Pathwise outlines the program and launch timeline.
03
Agreements
Service agreements are signed.
04
Launch meeting
An implementation plan with your HR team.
05
Go live
Announcements, the assessment link and education begin.
Quick tool
Bring to your discovery call
Four things that make the first conversation productive.
Nothing here is sent anywhere.
- Approximate headcount and locations
- Benefits renewal or open enrollment date
- Current benefits and retirement plan provider
- What success looks like for you
Rollout plan
A smooth launch in four stages.
Pathwise provides turnkey timelines and materials; HR approves and shares.
Week −6
Plan
- Kick-off meeting with Pathwise
- Choose the launch window (on or off enrollment)
- Confirm the assessment link and booking link
- Approve annual education topics
Week −3
Prepare
- Brief HR leadership
- Brief managers and site leads
- Co-brand the flyer and emails
- Add Pathwise to your intranet or benefits site
Week 0
Launch
- Send the employee announcement
- Post the flyer and QR codes
- Share at an all-hands or benefit fair
- First monthly webinar invite
Ongoing
Sustain
- Monthly topic emails
- A reminder to employees who haven’t started
- Life-event and new-hire touchpoints
- Quarterly engagement review
Your role
Approve the launch plan and annual topics, forward or co-brand the monthly emails, and promote webinars in your usual channels. Pathwise provides turnkey timelines and materials, and prepares the content and reminders.
Launch materials
An HR leadership announcement, an employee launch announcement, a reminder for employees who haven’t started and an intranet or newsletter blurb, plus the employee flyer and Welcome Guide.
Before you send
Keep employees’ participation voluntary and confidential. Each employer gets its own SAGE link; Pathwise confirms it and the booking link with you.
On or off enrollment
The assessment can be built into your benefit administration system, so employees can begin it during or outside enrollment.
Year-round engagement
A year of financial wellness, one topic at a time.
Every month follows the same rhythm, so HR always knows what is coming and employees have a reason to come back. Topics for the year ahead are proposed each November for your approval.
Every month
Before the month
HR update
HR contacts get the month’s topic and webinar details ahead of the employee emails.
1st Friday
Topic of the month
A financial wellness blog post and email introduce the monthly topic.
2nd week
Webinar invitation
Employees are invited to the month’s live webinar.
3rd Wednesday
Live webinar
Led by the Pathwise Financial Wellness Team with subject-matter experts.
After the session
Replay & resources
A follow-up with the replay and resources for anyone who missed it.
Life events
Send the life-stage materials with qualifying-event notices.
New hires
Add the Welcome Guide to onboarding packets.
Benefit fairs
Bring flyers with the QR code and offer on-the-spot assessments.
64%
voluntarily completed the assessment
35%
booked a meeting directly
25%
booked after receiving tailored education
Pathwise-reported results (2023) from an inactive open enrollment experience.
Reporting & data
What HR sees.
You receive confidential, group-level data only, never employees’ personal information. The Pathwise data team compiles it and reviews it with HR and your benefit consultant. The first data report is 90 days after launch.
Use it to measure success, shape education around the group’s top concerns and plan the year ahead.
See a walkthrough of an example group report (4:30).
Participation
Assessments completed, 1:1 meetings booked and webinar attendance.
Who is engaging
Respondent demographics such as age and income ranges.
Top concerns
The financial topics employees rank highest, such as retirement planning.
Life events
Changes employees report, like a new job, a new child, marriage or nearing retirement.
Scores & trends
A group financial wellbeing score, tracked over time and by site.
Next steps
Recommendations for the year ahead.
For employers & HR
Let’s talk about your workforce.
Tell us about your people, your benefits calendar and what you want the program to achieve. We’ll walk you through the employee experience and a proposed launch plan.