Pathwise Financial Wellness · For employers & HR
Financial wellness your employees will actually use.
Pathwise Financial Wellness is technology with a human approach, offered as an employer-sponsored benefit: a short assessment, tailored education and year-round access to financial professionals, alongside the benefits you already offer.
On or off open enrollment
Turnkey materials for HR
Group-level data only
Works alongside
The benefits you already offer
Pathwise works with your plan manager and covers the wider financial picture.
Voluntary & confidential
Employees choose to take part. You see group-level data only.
What Pathwise is
A financial wellness benefit with real people behind it.
Pathwise Group provides a financial wellness benefit that starts with a short assessment, delivers tailored education and gives every employee year-round access to financial professionals. All family members can use the benefit too.
Technology engages employees and simplifies financial decisions; the Pathwise team gives the personal support that technology alone can’t.
Personal
Each employee gets their own assessment, score and next steps.
Human
Real financial professionals, matched to each employee’s needs.
Year-round
On or off enrollment, through every life stage.
Why a financial wellness benefit
You build a great benefits package. Money questions still land on HR.
You want employees to get the most from their benefits, but personal finances are outside what HR is set up to advise on, and employees’ needs change with every life stage.
Benefits go under-used
Employees may not understand what they’re offered or how it fits together.
Support is seasonal
Questions come up at onboarding, life events and retirement, not just at open enrollment.
Money is personal
Employees need a private, trusted place to ask questions and make a plan.
How it works for HR
A smooth launch in four stages.
Pathwise provides turnkey timelines and materials; HR approves and shares.
Week −6
Plan
- Kick-off meeting with Pathwise
- Choose the launch window (on or off enrollment)
- Confirm the assessment link and booking link
- Approve annual education topics
Week −3
Prepare
- Brief HR leadership
- Brief managers and site leads
- Co-brand the flyer and emails
- Add Pathwise to your intranet or benefits site
Week 0
Launch
- Send the employee announcement
- Post the flyer and QR codes
- Share at an all-hands or benefit fair
- First monthly webinar invite
Ongoing
Sustain
- Monthly topic emails
- A reminder to employees who haven’t started
- Life-event and new-hire touchpoints
- Quarterly engagement review
Your role
Approve the launch plan and annual topics, forward or co-brand the monthly emails, and promote webinars in your usual channels. Pathwise provides turnkey timelines and materials, and prepares the content and reminders.
Employee engagement
A simple path from first click to a real plan.
Every step is voluntary and confidential, and the monthly rhythm keeps the benefit visible well beyond open enrollment.
1
Take the SAGE assessment
3–5 minutes online, using your organization’s own SAGE link. Employees receive an instant financial wellness score.
2
Choose their next step
Book a complimentary 1:1 meeting now, or receive tailored education until they’re ready. Employees can opt out at any time.
3
Meet the Pathwise team
A concierge-led first meeting (45 minutes, by video or phone) reviews goals and SAGE results, then matches the employee to the right level of support.
4
Plan and act
Solution-based help for a specific need, or full planning across income, investment, tax, healthcare and legacy & estate.
5
Stay supported
Year-round education and access, including onboarding, qualifying events and the transition to retirement.
64%
voluntarily completed the assessment
35%
booked a meeting directly
25%
booked after receiving tailored education
Pathwise-reported results (2023) from an inactive open enrollment experience.
What employees get
Personal support at every life stage.
1:1 coaching
Complimentary meetings with the Financial Wellness Concierge Team, year-round. The first meeting is 45 minutes, by video or phone.
SAGE assessment
A 3–5 minute check-in with an instant financial wellness score and a red, yellow, green view of next steps. Each employer gets its own SAGE link.
Live webinars
A monthly topic and live webinar led by the Pathwise Financial Wellness Team with subject-matter experts, plus replays.
Learning library
Articles, guides and on-demand education organized by life topic, from budgeting to retirement.
Personal dashboard
Advisors help employees link accounts to see their full picture, or employees can self-serve.
Support channels
Tax, student loan relief, estate planning and wills, debt management and protection resources.
Availability varies by state and service.
Resources for HR
Everything you need to introduce the benefit.
For employers & HR
Let’s talk about your workforce.
Tell us about your people, your benefits calendar and what you want the program to achieve. We’ll walk you through the employee experience and a proposed launch plan.