Consultant hub / Program
The Pathwise program
Everything your client gets, from launch to year-round support.
The services, the implementation timeline, the monthly engagement calendar and the reporting you and HR receive.
Services in detail
What’s included in each service.
The scope of each Pathwise service. Use one or use all.
SAGE Financial Wellness platform
Technology with a human approach: a 3–5 minute assessment, a personal snapshot, tailored education and year-round access to financial professionals.
- Individualized employee assessment and financial wellness score
- Tailored education campaigns year-round: customized emails for the individual, live webinars on the group’s top concerns
- Matching program: solution-based or full planning, supported by CFP® professionals
- Personal financial dashboard, advisor-built or self-serve
- Customized on-demand e-library and a self-serve web portal
- Launch on or off open enrollment
Individual Advisory Services
Tailored solutions for individuals in any life stage, with a human approach and year-round support from the advisor team.
- Solution-based planning and full financial planning
- Employee and advisor consultations across five key areas: income, investments, tax, healthcare, legacy and estate
- Support for voluntary benefits, for all levels of employees
- Year-round: open enrollment, qualifying events, new employee onboarding, new product launches
- Transition-to-retirement and student loan initiatives
Benefit administration integration
The financial wellness assessment can be integrated into a benefit administration system, so employees can begin it as part of enrollment.
- Integration capabilities for voluntary benefits and the financial wellness tool
- Assessment as part of active or non-active enrollment
- Qualifying event communications
Executive-Level Offerings
Building and supporting benefit options that recruit, retain and reward highly compensated employees.
- A tailored package for high-income earners, including voluntary options
- Access to fiduciary financial planning and tax experts
- Holistic planning: income, investments, tax, healthcare, legacy and estate
- An audit of the current executive benefit strategy, with results before commitment
- Consultation, analysis design and review, RFP preparation, placement and ongoing administration
Retirement Plan Support
Helping establish an effective and efficient retirement plan, starting with a complimentary, independent plan review.
- Audit with results before commitment: fee review, governance and procedural review, menu design review
- Findings report and committee education material
- Advisors who support the overall package, including the retirement plan
- Investment plan coordination across 401(k), 403(b) and deferred compensation
Data & Analytics
Worksite-specific data for informed decisions: group-level insights, engagement trends and new opportunities.
- Overall group assessment, with a multi-site breakdown
- Tracking engagement and satisfaction
- Trending financial wellbeing scores over time
- Discovery of new opportunities for the consultant
Support channels
Advisors are the center of influence for each employee, connecting them to the right support channel after a holistic assessment. Every channel comes with the financial wellness platform.
Financial Advisory
One-on-one consultations, financial strategy sessions, and a roadmap that evolves with your goals.
Tax Planning
Reviews of past filings, proactive strategies for the future, and personalized consultations.
Estate Planning
Through our partnership with AmeriEstate, resources to help simplify the process.
Student Loan Relief
With GotZoom, help exploring federal programs and options to lower monthly payments.
Insurance & Protection
Life, long-term care and disability insurance strategies for life’s uncertainties.
Implementation
A clear path from discovery to year-round support.
The first group-level data report arrives 90 days after launch, then feeds a three-year plan.
01
Discovery
Engage the lead consultant: identify and prioritize the group’s needs. The Group Fact Finder captures how the plan is managed today.
02
Demo & proposal
A Pathwise demo of the services of interest, then a request for proposal outlining opportunities and next steps. Audits come with results before commitment.
03
Agreement
Service agreements are outlined and signed.
04
Launch meeting
A joint meeting with the HR lead sets the implementation plan, timelines, and marketing materials for HR and employees.
05
Launch
Employees take the SAGE assessment, book meetings and start receiving tailored education, during open enrollment or as a stand-alone launch.
06
90 days
Group-level data is provided and reviewed, identifying needs such as long-term care, life insurance or executive benefit support.
07
Year-round
Prioritize next steps for a three-year plan, with monthly engagement and an annual data review.
On and off enrollment
Launch during open enrollment, or off open enrollment as a stand-alone. We work with you and your client to decide which is best for the group.
Seamless with benefit administration
The assessment can be integrated into the benefit administration system, so employees begin it as part of active or non-active enrollment.
Support when life changes
Advisors support employees year-round: open enrollment, qualifying events, new employee onboarding, new product launches and the transition to retirement.
2026 engagement calendar
Twelve months, twelve topics.
Every month follows the same rhythm, so HR always knows what is coming and employees have a reason to come back.
Jan
Financial Reset & Goal Setting
Live webinar · Jan 21
Feb
Budgeting, Cash Flow & Debt Strategy
Live webinar · Feb 18
Mar
Tax Planning & Smart Filing
Live webinar · Mar 18
Apr
Emergency Savings & Risk Protection
Live webinar · Apr 15
May
Investing Basics & Long-Term Growth
Live webinar · May 20
Jun
Mid-Year Financial Check-In
Live webinar · Jun 17
Jul
Family, Guardianship & Education Planning
Live webinar · Jul 15
Aug
Insurance Planning & Benefits Optimization
Live webinar · Aug 19
Sep
Retirement Planning at Every Age
Live webinar · Sep 16
Oct
Estate Planning & Legacy Preparation
Live webinar · Oct 21
Nov
Gratitude, Giving & Year-End Planning
Live webinar · Nov 18
Dec
Year-End Financial Wrap-Up & Looking Ahead
Live webinar · Dec 16
The monthly rhythm
Before the month
HR update
HR contacts get the month’s topic and webinar details ahead of the employee emails.
1st Friday
Topic of the month
A financial wellness blog post and email introduce the monthly topic.
2nd week
Webinar invitation
Employees are invited to the month’s live webinar.
3rd Wednesday
Live webinar
Led by the Pathwise Financial Wellness Team with subject-matter experts.
After the session
Replay & resources
A follow-up with the replay and resources for anyone who missed it.
Webinars are led by the Pathwise Financial Wellness Team with subject-matter experts, such as financial advisors, CPAs, tax professionals, insurance specialists and estate planning attorneys.
Employee hub
A home base for your client’s employees.
Employees get one place for this month’s topic, live webinars and replays, a learning library and every way to get support, from the SAGE assessment to a concierge meeting.
- Topic of the month with a quick checklist
- Webinar registration and on-demand replays
- Learning library by life topic
- Ways to book support, with privacy explained
Reporting, data & analytics
What you and HR see.
Our data team confidentially compiles group-level data to review with you and HR. The first data report is 90 days after launch, with an annual data review after that.
Participation
Assessments completed, 1:1 meetings booked and webinar attendance.
Who is engaging
Respondent demographics such as age and income ranges.
Top concerns
The financial topics employees rank highest, such as retirement planning.
Life events
Changes employees report, like a new job, a new child, marriage or nearing retirement.
In their words
Themes from what employees say they want help with.
Scores & trends
A group financial wellbeing score, tracked over time and by site.
Advisor insights
What the advisor team is seeing across meetings.
Next steps
Recommendations for the renewal and the year ahead.
How the data is used
- Create education plans around the group’s top concerns
- Trend improvements over time
- Identify new opportunities and create projections
- Break results down by site, industry and more
See an example
Watch a walkthrough of an example group report (4:30) or the SAGE Data & Analytics overview (1:28).
Support
Who to reach, and how.
For you
Book a call with the Pathwise team to talk through a group, a renewal or a demo.
Questions, materials or a group you want to discuss: info@pathwisegroup.com.
Fact finder
Submit the Group Fact Finder and we respond within 2 business days to schedule a call with you and your account executive.
For HR
A joint launch meeting, marketing materials for HR and employees, a monthly HR update and group-level data reviews.
For employees
Concierge meetings, the SAGE assessment, tax consultations and the employee hub.
Partner with Pathwise
Have a client in mind?
Start with a conversation. Tell us about the group, what you have planned, and where you see gaps. We will help you decide whether to use one Pathwise service or several.
Submit
Group Fact Finder · we respond within 2 business days