Pathwise Financial Wellness · For benefit consultants
Give every client worksite a financial wellness partner.
Pathwise Group works alongside benefit consultants to add year-round financial wellness, individual advisory support and group-level data to the packages you already build.
On or off open enrollment
Use one service or all
Group-level data for you and HR
Built to support
Traditional benefit packages
We add services outside your scope, not a replacement for what you have planned.
Results before commitment
Audits and recommendations before any agreement.
What Pathwise is
Helping you individualize the worksite.
Pathwise Group provides financial wellness services that support the current benefit offerings within your groups and enhance the overall package provided to employees.
We created a system and process for individual attention and action inside the worksite: technology to engage employees and simplify financial decisions, and a team of financial professionals to give the personal support that technology alone can’t.
Technology
The SAGE Financial Wellness assessment gives each employee a snapshot in 3–5 minutes and drives tailored education.
People
Financial professionals available year-round, matched to each person’s needs, from a single solution to full planning.
Data
Group-level insights reviewed with you and HR to guide education, renewals and new opportunities.
Suite of services
Use one or use all.
Each worksite can customize its solution. All support channels come with the financial wellness platform, so there are no multiple contracts or siloed solutions.
SAGE Financial Wellness platform
Technology with a human approach: a 3–5 minute assessment, a personal snapshot, tailored education and year-round access to financial professionals.
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Individual Advisory Services
Tailored solutions for individuals in any life stage, with a human approach and year-round support from the advisor team.
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Benefit administration integration
The financial wellness assessment can be integrated into a benefit administration system, so employees can begin it as part of enrollment.
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Executive-Level Offerings
Building and supporting benefit options that recruit, retain and reward highly compensated employees.
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Retirement Plan Support
Helping establish an effective and efficient retirement plan, starting with a complimentary, independent plan review.
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Data & Analytics
Worksite-specific data for informed decisions: group-level insights, engagement trends and new opportunities.
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Support channels included with the platform:
Financial Advisory
Tax Planning
Estate Planning (AmeriEstate)
Student Loan Relief (GotZoom)
Insurance & Protection
How it works
Assess, meet, learn. Then keep going all year.
Individual attention for employees, with a monthly rhythm that keeps the benefit visible well beyond open enrollment.
01
Assess
Employees take the SAGE assessment: about 3–5 minutes for a personal snapshot of their financial wellness.
02
Meet
Employees can book a meeting with a financial professional to review results or ask any other financial question.
03
Learn
Customized emails for the individual and live webinars on the group’s top concerns. Employees can opt out at any time.
Every month
Before the month
HR update
HR contacts get the month’s topic and webinar details ahead of the employee emails.
1st Friday
Topic of the month
A financial wellness blog post and email introduce the monthly topic.
2nd week
Webinar invitation
Employees are invited to the month’s live webinar.
3rd Wednesday
Live webinar
Led by the Pathwise Financial Wellness Team with subject-matter experts.
After the session
Replay & resources
A follow-up with the replay and resources for anyone who missed it.
Quick tool
Which services fit your client?
Pick what you are hearing from the group. We’ll suggest where to start, and you can bring the list to a call.
Every group is different, so treat this as a starting point and talk it through with the Pathwise team.
Wants engagement beyond open enrollment
Year-round education and access to financial professionals, not a once-a-year push.
Start with: SAGE Financial Wellness platform · Individual Advisory Services
Has highly compensated employees or executives
Options to recruit, retain and reward key people, starting with an audit of what exists today.
Start with: Executive-Level Offerings
Retirement plan hasn’t been reviewed lately
A complimentary, independent plan review: fees, governance and menu design.
Start with: Retirement Plan Support
Gaps in voluntary coverage
Individual voluntary benefits to fill gaps such as long-term care, disability and life.
Start with: Individual Advisory Services · Pathwise support channels
Employees carrying student loan debt
Student loan relief through GotZoom, connected by an advisor after a holistic assessment.
Start with: SAGE Financial Wellness platform · Pathwise support channels
Needs data for renewal and plan decisions
Group-level insights on employee needs, engagement and trends to guide next steps.
Start with: Data & Analytics
Runs enrollment through a benefit administration system
Employees can begin the assessment as part of active or non-active enrollment.
Start with: Benefit administration integration · SAGE Financial Wellness platform
Multiple locations or shifts
Virtual meetings and on-demand education, with group data broken down by site.
Start with: SAGE Financial Wellness platform · Data & Analytics
What everyone gets
Value for the employer, the employee and you.
Employers & HR
A benefit that runs itself, with data to steer it
- A suite of services that augments current benefit offerings
- Launch during open enrollment or as a stand-alone, whenever the time is right
- Marketing materials for HR and employees, plus a monthly HR update
- Group-level data reviewed with HR to make informed decisions
- Support to recruit, retain and reward employees
Employees
Personal support at every life stage
- A 3–5 minute assessment and a personal financial snapshot
- 1:1 meetings with financial professionals, year-round
- Live monthly webinars, replays and an on-demand library
- Support channels for tax, estate, student loans and insurance
- A personal financial dashboard
You, the consultant
More ways to serve your book
- Revenue-generating opportunities on existing and new business
- Data on employees’ needs to identify new opportunities
- Services outside your scope that complement yours
- Off open-enrollment touchpoints and year-round engagement
- Results-before-commitment audits for executive benefits and retirement plans
- A full system to support it, creating less work for you
How to bring us to a client
Four steps from first conversation to launch.
#1
Engage the lead consultant
Identify and prioritize the group’s needs, and share the Group Fact Finder.
#2
Pathwise demo
Review the services of interest together.
#3
Request for proposal
Identify opportunities and next steps for the group.
#4
Joint meeting with the HR lead
Timelines, plus marketing materials for HR and for employees.
Partner with Pathwise
Have a client in mind?
Start with a conversation. Tell us about the group, what you have planned, and where you see gaps. We will help you decide whether to use one Pathwise service or several.
Submit
Group Fact Finder · we respond within 2 business days